Affordable Housing Investment in Fortaleza, Ceara, Brazil

15% Tax Free Yield / Private Company to Go Public in 2014

Affordable Housing Projects in the Fortaleza and Natal areas. Pre-sold to pre-qualified middle income buyers. Mortgage money set aside by Brazil's government in the "My home, My life" program. Housing shortage of seven (7) million units presently with one million additional per year estimated shortage for the burgeoning middle class. Four projects presently approved by city council for construction. Construction time frame estimated to be 3 to 14 years depending on approved project. The largest project is 5000 units.

The corporation, AmBras Ltd. (a USA corporation holding corporation) & AmBras Construcao Civil Ltda., (a Brazilian corporation), has chosen, according to tax options, to pay taxes prior to distributions and therefore, are TAX FREE dividends to the receiving parties.

The Investment Options:

1.) $15,000 US dollars, MINIMUM. Project Specific Units. Dividends of 15% annual interest, TAX FREE, paid quarterly. Return of capital with accruals upon project completion.

2.) $25,000 US dollars, MINIMUM. Preferred Corporate Shares, PROJECT SPECIFIC. 1000 share units, par $25, 12% annual TAX FREE, paid quarterly. PLUS estimated 3% TAX FREE income from property management of completed complexes. PLUS 1/1000 th (one-one thousandth) of corporate shares (25,000 USD PREFERRED SHARES also receives one RESTRICTED PROJECT SPECIFIC corporate common shares). Initial Public Offering in 2014 during the World Cup Soccer games being held in Fortaleza. Estimated return 15% TAX FREE annually PLUS common share equity appreciation.

3.) $50,000 US dollars, MINIMUM. Senior Collateralized Corporate Bonds, maturity January 15, 2030. Face Value $1,000 US dollars, fifty bond minimum. 10% coupon, TAX FREE, payable semi-annually, Callable January 15, 2020 at par. Book entry. Non-Convertible.

4.) $50,000 US dollars, MINIMUM. Second Tier Senior Collateralized Corporate Bonds maturity January 15, 2030. Face Value $1,000 US dollars, fifty bond minimum. 7% coupon, TAX FREE, payable semi-annually, Callable January 15, 2020 at par. Book entry. CONVERTIBLE into common shares at 1/500 th (50,000 USD equals 2 common shares)

ADDITIONAL COSTS / FEES
1.) Wire funds fee at bank incoming only. ($150.00 US Dollars)
2.) Brazilian government tax 0.38 % ($3.86 per $1,000.00)on incoming USD
3.) Currency exchange rate. Currency conversion done via ForEx Interbank.
THE CORPORATION WILL PAY ALL COSTS / FEES FOR INVESTMENTS OF 100,000 USD OR MORE.

AmBras Construcao Civi Ltda. is wholly owned by AmBras Ltd., LLC., a USA Limited Liability Corporation. The owners of AmBras have been in construction, development, and finance since 1970. John Kingston, CEO, worked for Weeden & Co.; Bache, Halsey, Stuart & Shields; Prudential-Bache Securities and has degrees in Engineering, Economics & Finance.